[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.alfatyre.sk\/hotovost-verzus-ucet\/#Article","mainEntityOfPage":"https:\/\/www.alfatyre.sk\/hotovost-verzus-ucet\/","headline":"Hotovos\u0165 verzus \u00fa\u010det","name":"Hotovos\u0165 verzus \u00fa\u010det","description":"Je pre n\u00e1s samozrejmos\u0165ou, \u017ee m\u00e1me vlastn\u00e9 bankov\u00e9 konto, na ktor\u00e9 prich\u00e1dza mzda, platia sa odvody (elektrika, plyn, voda). Svoje \u017eivotn\u00e9 \u00faspory s\u00a0d\u00f4verou vklad\u00e1me do r\u00fak spolo\u010dnost\u00ed na z\u00e1klade toho, ak\u00e9 v\u00fdhody pon\u00fakaj\u00fa, ak\u00fd \u00farok je v\u00fdhodnej\u0161\u00ed. \u010c\u00edtame o\u00a0kr\u00edze, ekonomiky krachuj\u00fa, \u013eudia str\u00e1caj\u00fa \u0165a\u017eko na\u0161etren\u00e9 peniaze, hackeri a\u00a0i\u00a0ke\u010f vykr\u00e1danie b\u00e1nk, v\u00a0pravom zmysle slova, u\u017e nie ... <a title=\"Hotovos\u0165 verzus \u00fa\u010det\" class=\"read-more\" href=\"https:\/\/www.alfatyre.sk\/hotovost-verzus-ucet\/\">Read more<span class=\"screen-reader-text\">Hotovos\u0165 verzus \u00fa\u010det<\/span><\/a>","datePublished":"2017-06-28","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.alfatyre.sk\/author\/#Person","name":"","url":"https:\/\/www.alfatyre.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a6945111a6684c356ffa2edea93eeeab9450e38d2439d8ecd0a625f734db9218?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a6945111a6684c356ffa2edea93eeeab9450e38d2439d8ecd0a625f734db9218?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"alfatyre.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.alfatyre.sk\/wp-content\/uploads\/img_a282106_w2020_t1503937151.jpg","url":"https:\/\/www.alfatyre.sk\/wp-content\/uploads\/img_a282106_w2020_t1503937151.jpg","height":0,"width":0},"url":"https:\/\/www.alfatyre.sk\/hotovost-verzus-ucet\/","wordCount":391,"articleBody":"Je pre n\u00e1s samozrejmos\u0165ou, \u017ee m\u00e1me vlastn\u00e9 bankov\u00e9 konto, na ktor\u00e9 prich\u00e1dza mzda, platia sa odvody (elektrika, plyn, voda). Svoje \u017eivotn\u00e9 \u00faspory s\u00a0d\u00f4verou vklad\u00e1me do r\u00fak spolo\u010dnost\u00ed na z\u00e1klade toho, ak\u00e9 v\u00fdhody pon\u00fakaj\u00fa, ak\u00fd \u00farok je v\u00fdhodnej\u0161\u00ed. \u010c\u00edtame o\u00a0kr\u00edze, ekonomiky krachuj\u00fa, \u013eudia str\u00e1caj\u00fa \u0165a\u017eko na\u0161etren\u00e9 peniaze, hackeri a\u00a0i\u00a0ke\u010f vykr\u00e1danie b\u00e1nk, v\u00a0pravom zmysle slova, u\u017e nie je v\u00a0m\u00f3de, ako v\u00a0prvej polovici minul\u00e9ho storo\u010dia, st\u00e1le sa to deje.Na povrch vych\u00e1dzaj\u00fa pochybnosti, \u010di je skuto\u010dne bezpe\u010dn\u00e9 premeni\u0165 eur\u00e1, dol\u00e1re alebo rubli na \u010d\u00edslice blikaj\u00face na obrazovke. Technol\u00f3gie n\u00e1s ale \u010doraz v\u00e4\u010d\u0161mi presvied\u010daj\u00fa o\u00a0zbyto\u010dnosti pou\u017e\u00edvania \u201ecash\u201c. St\u00e1le viac a\u00a0viac utr\u00e1caj\u00facich preferuje bezhotovostn\u00fd styk, karty, \u0161eky, mobiln\u00e9 aplik\u00e1cie. Je skuto\u010dne mo\u017en\u00e9 \u00faplne vymaza\u0165 hotovos\u0165? S\u00fa banky stopercentnou z\u00e1rukou ochrany? Bude n\u00e1m sta\u010di\u0165 jednoduch\u00e1 vec, aby sme si urobili jasno. Sk\u00fasme porovna\u0165 z\u00e1kladn\u00e9 pozit\u00edva a\u00a0negat\u00edva oboch mo\u017enost\u00ed.Hotovos\u0165:+\u00a0\u00a0\u00a0\u00a0 Osobn\u00fd dozor, v\u00fdbery\/vklady s\u00fa len na v\u00e1s+\u00a0\u00a0\u00a0\u00a0 \u017diadne poplatky, \u017eiadne \u010fal\u0161ie zda\u0148ovanie+\u00a0\u00a0\u00a0\u00a0 Mo\u017enos\u0165 vyu\u017ei\u0165 na mal\u00e9 aj ve\u013ek\u00e9 sumy&#8211;\u00a0\u00a0\u00a0\u00a0 Nie v\u0161ade plat\u00ed rovnak\u00e1 mena, potreba zmen\u00e1rne&#8211;\u00a0\u00a0\u00a0\u00a0 Nen\u00e1vratn\u00e1 strata, fyzick\u00e9 po\u0161kodenie\u00da\u010det:+\u00a0\u00a0\u00a0\u00a0 \u00daroky, odmeny, akcie+\u00a0\u00a0\u00a0\u00a0 Pr\u00edstupn\u00fd kedyko\u013evek+\u00a0\u00a0\u00a0\u00a0 Mo\u017enosti prepojenia, zamestnanie, odvody, dane&#8211;\u00a0\u00a0\u00a0\u00a0 Nie v\u0161ade sa d\u00e1 plati\u0165 kartou alebo \u0161ekom&#8211;\u00a0\u00a0\u00a0\u00a0 R\u00f4zne poplatky, obmedzenia, term\u00ednovanie\u00a0\u00a0\u010co teda mo\u017eno us\u00fadi\u0165? I\u00a0napriek v\u0161etk\u00fdm vylep\u0161eniam a\u00a0n\u00e1strah\u00e1m, ktor\u00e9 so sebou prin\u00e1\u0161a doba informa\u010dn\u00fdch technol\u00f3gi\u00ed, nie je mo\u017en\u00e9 presta\u0165 pou\u017e\u00edva\u0165 hmotn\u00e9 platidlo. Ned\u00e1te \u0161ek do automatu na l\u00edstky, nenau\u010d\u00edte die\u0165a finan\u010dnej zodpovednosti \u0161kolen\u00edm o\u00a0transakci\u00e1ch \u010di v\u00fdberom platobnej karty. Ma\u0165 ur\u010dit\u00fa \u010diastku odlo\u017een\u00fa na mieste, kde pomaly zar\u00e1ba nie je na \u0161kodu, ale jednoducho sa to nevyrovn\u00e1 tomu mal\u00e9mu obd\u013a\u017enikov\u00e9mu umeleck\u00e9mu dielu s\u00a0portr\u00e9tom prezidenta, umelca, historickej osobnosti a\u00a0hrkotu okr\u00fahleho kovu po vreck\u00e1ch. Hotovos\u0165 e\u0161te m\u00e1 svoje opodstatnenie a\u00a0bud\u00facnos\u0165, zamyslite sa nad t\u00fdm, ke\u010f p\u00f4jdete najbli\u017e\u0161ie k\u00a0bankomatu.                                                                                                                                                                                                                                                                                                                                                                                        3.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hotovos\u0165 verzus \u00fa\u010det","item":"https:\/\/www.alfatyre.sk\/hotovost-verzus-ucet\/#breadcrumbitem"}]}]